Press Room

Press Room

Carta becomes the first processor to complete integration to MasterCard® MOTAPS, enabling rapid deployment for NFC programs.

 

Carta Worldwide Inc. (Carta), a global payment solutions provider, has announced that it has completed work with MasterCard Worldwide to become the first global processor to integrate the MasterCard Mobile Over-the-Air Provisioning Service (MOTAPS) – the world’s first and only enabling platform for Near Field Communication (NFC) programs.

 

“MOTAPS from MasterCard” enables issuers to capture revenue and gain competitive advantage by allowing a faster, more efficient and simple roll out of mobile NFC programs, such as MasterCard® PayPass™, and saving up to 84% on provisioning set up costs.

 

Previous NFC handset trials faced challenges associated with either manual processes required by existing personalisation bureaus, or integration with third party providers tied to specific mobile operators. MOTAPS eliminates these constraints by enabling the secure delivery of personalisation data directly to the customer device at the point of issuance, via a standardised interface that works across NFC ecosystem participants.

 

“We are delighted to be the first processor to integrate with the MasterCard MOTAPS service,” said Keith Hobbs, MD of Carta Financial.  “MasterCard MOTAPS brings a powerful service to the new wave of NFC enabled mobile handsets.  This finally unlocks the potential of NFC handsets, facilitating a new way to pay for millions of individuals. It will enable issuers to provide customers with a straightforward mobile handset personalisation solution, broadening issuance opportunities and taking advantage of the rapidly growing market for contactless products.”

 

Kriya Patel, Sales Director at Transact Network Limited, added: “As one of the major providers of MasterCard® prepaid cards in Europe, TNL is pleased to work in partnership with Carta Worldwide and together drive the further development of prepaid cards and contactless technology. This offers a whole new dimension in terms of convenience and this new facility provides great prepaid customer benefits in a sophisticated way.”

 

Commenting on the announcement, James Anderson, Vice-President of Mobile Product Development at MasterCard, said, “With MOTAPS, we are happy to support MasterCard customers and partners with a key infrastructure component that simplifies the deployment of contactless programs. A secure provisioning system that is scalable and that supports all form factors, is critical for the further advancement of contactless  

payments.”

 

MOTAPS is designed to be a simple, quick and convenient experience for the cardholder.  Owners of NFC handsets can now request the MasterCard® account to be set up directly from the handset itself.  Personalisation data is delivered within seconds and the handset is then immediately enabled for contactless payments.

 

MasterCard developed MOTAPS to streamline the personalisation process for non card form factor devices and allow issuers such as Transact Network Limited, the issuer supporting this first launch, to more easily integrate with processors like Carta.  MasterCard, Carta and Transact Network Limited are working in partnership to further enhance MOTAPS into a full multi-channel personalisation solution, leveraging the MOTAPS service to support In-Market issuance. This represents an exciting extension to the existing solution, and will provide customers the ability to personalise a complete range of existing and emerging PayPass form factors through a single interface.

 

- Ends –

 

MasterCard Notes To Editors

 

For further information, please contact: 

 

MasterCard UK Press Office

Tel: +44 (0)844 875 1522, mastercardpressoffice@webershandwick.com

 

Doyel Maitra, Head of Communications UK & Ireland Division, MasterCard

Tel: +44 (0)207 557 5033, doyel_maitra@mastercard.com 

 

 

About MasterCard Worldwide 

 

As a leading global payments company, MasterCard Worldwide prides itself on being at the heart of commerce, helping to make life easier and more efficient for everyone, everywhere. MasterCard serves as a franchisor, processor and advisor to the payments industry, and makes commerce happen by providing a critical economic link among financial institutions, 

 

governments, businesses, merchants, and cardholders worldwide. In 2010, $2.7 trillion in gross dollar volume was generated on its products by consumers around the world. Powered by the MasterCard Worldwide Network – the fastest payment processing network in the world – MasterCard processes over 23 billion transactions each year and has the capacity to handle 160 million transactions per hour, with an average network response time of 130 milliseconds and with 99.99 percent reliability. MasterCard advances global commerce through its family of brands, including MasterCard®, Maestro®, and Cirrus®; its suite of core products such as credit, debit, and prepaid; and its innovative platforms and functionalities, such as MasterCard PayPass™ and MasterCard inControl®. MasterCard serves consumers, governments, and businesses in more than 210 countries and territories. For more information, please visit us at www.mastercard.com. Follow us on Twitter: @mastercardnews.

 

 

About Carta Worldwide

 

Carta Worldwide is a leader in prepaid and mobile payment transaction processing technology, enabling clients to deliver best-in-class payment solutions for the global market. Carta's advanced platform, specifically architected to meet the complexities of the prepaid and emerging payment environment, delivers end-to-end solutions that manage risk and optimise profitability. Carta is a certified Third Party Processor (TPP) with MasterCard Worldwide, and PCI-DSS compliant. 

 

Carta's unique processing technology helps issuers and program managers achieve market success and overcome challenges associated with legacy processing solutions. The flexible platform offers capability for open and closed loop, and private label programs, in multiple languages, currencies, and with diverse applications including prepaid card, mobile, virtual, and multi-purse devices. Extensive communication and reporting bring all of these features direct to clients, ensuring complete program control and transparency. With this customer-centric approach, Carta continually strives to maximise financial benefit to clients by deploying the world's most innovative payment technologies.

 

 

About Transact Network

 

Transact Network is an authorised and regulated MasterCard and Visa Europe Principal Member providing European BIN sponsorship and modular prepaid card services to program managers and brand owners.

 

Transact Network issues MasterCard physical and virtual prepaid cards. The Company’s electronic money license has been successfully passported into every EU and EEA member state enabling the issuance of prepaid card programs across Europe.

 

The company’s proprietary modular prepaid service platform is fully integrated with many leading processors including Carta, ecommlink, FIS and M2 and can also integrate with client proprietary processing systems, enabling bespoke, scalable solutions, rapid implementation, low entry costs with earlier payback, reliable ongoing management and proven risk reduction. Multi-lingual project teams are dedicated to service client prepaid card programs.

 

Transact Network clients include regulated financial institutions, financial services companies, marketing organisations, mobile phone operators, retail chains, large and small corporates, and governments.

 

For further information on Transact Network visit www.transactnetwork.com or contact 

Pete Burgess at corp_com@transactnetwork.com or on +350 200 03835